Terms of Use

Service scope

The Service Provider is Berkan Çalıkoğlu (support@bcalikoglu.com). Cards & IBANs is a personal app that helps organize card and IBAN details on your device.

Not a bank or payment service

Cards & IBANs is not a bank, payment institution, or money-transfer service. It does not access bank accounts, initiate payments, transfer money, validate cards, or provide financial advice.

Your responsibilities

You are responsible for the accuracy of entered information, device and app-lock security, and any IBAN information you copy or share.

• Use the app only for lawful purposes.
• Do not store card PINs, CVV/CVC values, banking passwords, or verification codes.
• Review the terms of third-party services you choose for backup or sharing.

Pricing and advertising

Cards & IBANs contains no ads, offers no in-app purchases, and does not require an account.

Disclaimer and contact

The app is provided “as is” without a guarantee of uninterrupted or error-free operation. To the extent permitted by law, the Service Provider is not liable for indirect loss. Questions may be sent to support@bcalikoglu.com.